Can I use No Credit Check Loans to pay for a car MOT?

There are all sorts of ways that we could potential pay for our car MOT, but if we want to continue driving then we will need to pay for it. It is fails, then there will be even more to pay and it can sometimes be really difficult to find the money to cover the cost of it. There are different options that we can investigate so that we can pay for it though.

Use Savings

If you have savings then it can be a good idea to use these. Savings accounts do not pay out very much interest and so you could be a lot better off using this money rather than borrowing money. However, it can be tempting to keep the money, especially if you are saving up for something specific or it has taken a lot of effort to save. It is worth trying to look at it from a cost point of view and working out whether it is better to use the savings rather than any other solution. It is also a good idea to remember that you can build your savings back up again and this will be easier than repaying a loan. Of course, you may still want to keep them or you may not have any savings at all.

Earn More

If you have a little time then it might be possible to earn a bit of money. Obviously, you will not have that long and so you will need to do something that will get you money really quickly. It might be possible to get some money by selling things that you own and do not need, for example and this could get you money very quickly, if you use social media groups or auction websites to try to get it sold quickly. It might also be possible to find some work online that pays out quickly. Freelance work can be a good way to do this as you will find that you will be able to do a small amount of work in some cases and then get the money quickly.


Borrowing is probably the option most people will think of first and they are likely to use it. It can be a handy solution but it is important to make sure that it is done sensibly. You will need to make sure that you use the best type of borrowing for you and the best lender. Therefore, you will need to do some research before you start. It is a good idea to start by thinking about how much money you need and that will help you to determine which loans might be the best. Then you will need to think about you credit record as some lenders will only take on borrowers with a good credit record. If you do not have a good one then you will need to think about using a no credit check loan.

You also need to find out how much the loan will cost you. Consider whether you think that is an amount of money that you are prepared to pay as you will have to pay this n top of the cost of the MOT to get the car fixed. It could be better to save up and use public transport for a while instead. If you are happy with the cost then the next stage is to find out how much you will need to repay and whether that is an amount that you can afford. With a no credit check loan, you will often have to repay everything that you have borrowed all in one go and that can be expensive. It is therefore a good idea to think about whether this is an amount that you will be able to afford.

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